MORTGAGE PROTECTION
Homeownership is priceless. So many memories are created when you choose your neighborhood. All children know are their parents, their school and friends. Therefore, maintaining adequate mortgage protection insurance will help your family keep their home should something happen to you.
The economy is very volatile right now. If you’ve purchased a home, the last thing you want to do is have to consider putting it up for sale because you didn’t plan to be out of work due to a disability or long term care.
Our mortgage protection program will help you to protect our home and your family in case of premature death, disability or required long-term care.
Compare our plan to the traditional marketplace’s:
We Offer You the Best Deal!
Flexibility
Our Plan - You structure your plan to meet your needs.
Traditional Marketplace Plan - The mortgage determines the structure.
Choice
Our Plan - You choose your beneficiary.
Traditional Marketplace Plan - The mortgage holder is the beneficiary.
Security
Our Plan - The death benefit goes to your family; they choose how to use it.
Traditional Marketplace Plan - The death benefit automatically goes to the mortgage holder.
Protection
Our Plan - The death benefit does not decrease.
Traditional Marketplace Plan - The death benefit generally decreases with the outstanding mortgage debt.
Portability
Our Plan - You can take your plan with you when you sell your home or refinance.
Traditional Marketplace Plan - A traditional mortgage plan is generally tied to a specific mortgage.
Cash Value
Our Plan - If you choose a universal life policy, your plan can build cash value for the future.
Traditional Marketplace Plan - Traditional mortgage plans do not build any future value.
Living Benefits
Our Plan - Riders can provide access to your death benefit in the event of a terminal, chronic, or critical illness.
Traditional Marketplace Plan - No living benefits.
Optional Riders
Our Plan - Optional riders can provide benefits in case of disability or unemployment.
Traditional Marketplace Plan - No disability or unemployment benefits
You don’t have to figure it out alone. We’ll help you. Schedule a consultation today.